Your insurance and investments, reviewed as one plan.
30+ years in financial services taught Hermith one thing: people are rarely let down by bad products. They're let down by the gaps between them.
Winning from Every Angle
30+ years in financial services taught Hermith one thing: people are rarely let down by bad products. They're let down by the gaps between them.
Insurance and investments protect and grow what you've built. A will makes sure it goes to the people you intend, the way you intend.
Will services are arranged through licensed legal partners.
A one-minute look at the HM360° approach: protection, wealth and wills reviewed together as one plan, so nothing falls through the gaps between policies.

I've worked nearly every seat in this industry, from sales to leadership, across all five pillars. Most advisors specialise in a slice and hope the rest lines up. It rarely does.
Two policies paying for the same risk while you pay two premiums.
A risk nobody owned, discovered only when you need to claim.
Investment plans pulling in a different direction from your insurance.

Protect your family's lifestyle and build savings with discipline.
Explore Life & Savings
Individual, family and staff medical that meets UAE rules.
Explore Health & Medical
Your home, car, travel and business assets at the right level.
Explore General Insurance
Benefits that help you hire and keep good people.
Explore Employee Benefits
Grow your money with a plan that sits alongside your protection.
Explore Investments & Wealth
“Real financial protection only works when every pillar is reviewed together, not patched on separately.”Hermith Mana, Founder of HM360°
No product pitch on the first call. We start with what you already have.

Your family, business, goals and every policy and plan you already hold.
A side-by-side view of overlaps, missing cover and plans that conflict.
Clear recommendations across providers, explained without jargon, with costs upfront.
Annual reviews, renewals and claims support as your life and business change.

Life cover, medical and education savings, plus a will that names guardians for your children.

Portable plans and investments that move with you, and a UAE will so your assets go where you intend.

Key-man and loan protection, business insurance and staff medical in one renewal calendar.

Employee benefits benchmarked, placed and renewed with clear reporting.
Three quick questions. You'll see where to start, then send your answers to Hermith on WhatsApp or book a free review.
Since 2022 Hermith has been part of Dubai's business networks: leading BNI Mavericks as President and founding BBN, where business owners grow through trusted referrals.