Winning from Every Angle

The 360° view

Your insurance and investments, reviewed as one plan.

30+ years in financial services taught Hermith one thing: people are rarely let down by bad products. They're let down by the gaps between them.

360° / 05
Life InsuranceHealth & MedicalMotorHomeTravelEmployee BenefitsKey-man CoverTakafulInvestmentsRetirementEducation PlanningWillsLife InsuranceHealth & MedicalMotorHomeTravelEmployee BenefitsKey-man CoverTakafulInvestmentsRetirementEducation PlanningWills
The final angle

Make sure it all reaches the right hands.

Insurance and investments protect and grow what you've built. A will makes sure it goes to the people you intend, the way you intend.

Will services are arranged through licensed legal partners.

Welcome

Meet Hermith in one minute

A one-minute look at the HM360° approach: protection, wealth and wills reviewed together as one plan, so nothing falls through the gaps between policies.

  • 30+ years in insurance and investments
  • Ex-President, BNI Mavericks
  • Keynote speaker across Asia and Europe
HM360° intro film
Hermith Mana, founder of HM360°
Hermith ManaFounder, HM360°
30+years in insurance & investments
Ex-President BNI MavericksFounder BBN (Business Boosters Network)
Meet Hermith

Most plans fail in the space between policies.

I've worked nearly every seat in this industry, from sales to leadership, across all five pillars. Most advisors specialise in a slice and hope the rest lines up. It rarely does.

  • Cover that overlaps

    Two policies paying for the same risk while you pay two premiums.

  • Protection that falls through

    A risk nobody owned, discovered only when you need to claim.

  • Wealth working against cover

    Investment plans pulling in a different direction from your insurance.

Client stories

What clients say

Highly recommended for all insurance needs! My first interaction with Hermith was so impressive that now all our insurance requirements are fulfilled by Hermith. Whether it is medical insurance, motor insurance or professional indemnity insurance, every time Hermith provided us the best solution at the best price and with an excellent response rate.
Danish MehmoodClient review · March 2025
Watch a video testimonialHear it in a client's own words
“Real financial protection only works when every pillar is reviewed together, not patched on separately.”Hermith Mana, Founder of HM360°
30+years in financial services
5pillars reviewed together
1advisor, one plan
4international conference stages
How it works

A 360° review in four steps

No product pitch on the first call. We start with what you already have.

Advisor reviewing a plan with clients
  1. 1

    Listen

    Your family, business, goals and every policy and plan you already hold.

  2. 2

    Map the gaps

    A side-by-side view of overlaps, missing cover and plans that conflict.

  3. 3

    Align

    Clear recommendations across providers, explained without jargon, with costs upfront.

  4. 4

    Stay with you

    Annual reviews, renewals and claims support as your life and business change.

Who I help

Advice for every stage, at home and at work

Family spending time together
01

Families

Life cover, medical and education savings, plus a will that names guardians for your children.

Dubai skyline
02

Expats

Portable plans and investments that move with you, and a UAE will so your assets go where you intend.

Small business team
03

SME owners

Key-man and loan protection, business insurance and staff medical in one renewal calendar.

Corporate meeting
04

HR & CFO teams

Employee benefits benchmarked, placed and renewed with clear reporting.

30-second check

Which cover do I need?

Three quick questions. You'll see where to start, then send your answers to Hermith on WhatsApp or book a free review.

  • No personal details needed
  • Based on the five pillars plus wills
  • A starting point, not a sales pitch

Who do you want to protect?

In the community

Known in the room, not just on paper.

Since 2022 Hermith has been part of Dubai's business networks: leading BNI Mavericks as President and founding BBN, where business owners grow through trusted referrals.

  • Ex-President, BNI MavericksChapter awards, visitor days and member education since 2022
  • Founder, BBN (Business Boosters Network)A community where professionals help each other grow
  • 4 international stagesMalaysia, Hungary, Thailand and Singapore, 2011 to 2014
On stage · 2014 to 2011

Keynote speaker on Bancassurance business

  • Keynote in Kuala Lumpur, 2014
    2014Keynote · Malaysia
  • Conference audience in Hungary, 2013
    2013Keynote · Hungary
  • Panel in Thailand, 2012
    2012Panelist · Thailand
  • 12th Asian Conference on Bancassurance, Singapore, 2011
    2011Panelist · Singapore
Invite to speak